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Finance - DINKS Finance

A personal finance blog by and for couples
http://www.dinksfinance.com
Banks Doing Good Deeds
With the entire world going green, banks have also jumped on the green train.  It appears that our banks are now publicly supporting a good cause. Not only does our bank charge us monthly fees, they also want to hit us up for monthly donations towards their charity of choice. Last Friday I was away from [...]
09/09/2010 06:18 AM

The Dangers of Identity Theft
As consumers in North America continue to live on credit, identity theft has become an ever concerning problem. According to Word Net the definition of Identity Theft is “The co-option of another person’s personal information (e.g. name, Social Security number, credit card number, and passport) without that person’s knowledge and the fraudulent use of such [...]
09/08/2010 06:13 AM

The Rule of Three
It seems like we have rules for everything in finance. We have a rule regarding the maximum that we can contribute towards our retirement savings plans each year, and we have a rule about how much annual tax we should pay. What about life’s uncertain financial situations that don’t come with a rule book.  Who [...]
09/07/2010 06:47 AM

Savings Inception: Convince Your Spouse to Stop Spending
(Guest post by Go Banking Rates) It’s a well-known fact that money issues are often the root of marital distress. Finances can be a difficult subject in general, especially in today’s economy. So when a spouse spends with reckless abandon and shows no sign of slowing down, what can you do to put a stop to [...]
09/06/2010 06:38 AM

PF Roundup: Coupons, Companies, & Telemarketers
Some of our favorite reads from the week :) Martin Luther King Jr Had a Dream – Do You? @ Enemy of Debt How to Sue a Telemarketer (book summary) @ My Money Blog It’s National Coupon Month! @ Budgets Are Sexy 10 Largest Companies in The World @ Dough Roller Appreciating Your Own Financial Education Experience @ Clever Dude Six [...]
09/04/2010 08:15 AM

Donate Money or Volunteer Time?
“I ponied up a mill, but I didn’t give my time. So in reality, I didn’t give a dime.” Sean Carter. Fall is fundraising time.  From September to November there are numerous charities that host fundraising events.  As a young professional our image is very important, and so is networking.  A great opportunity to do both [...]
09/03/2010 08:10 PM

How Much Are You Worth?
During our financial lives we are faced with many situations where we must determine our personal value.  During these financial milestones how can we determine how much we are worth? For some of us, the first independent financial decision we make is the limit on our first credit card. Very often, we are still in school [...]
09/02/2010 07:03 AM

5 Easy Ways To Reduce Your Auto Insurance Rates
(Guest post by 21st Century Insurance) Everyone is looking for ways to save money these days, and sometimes you can find big savings in places you never considered. One of the hidden gems is your auto insurance policy. Many people go for years without comparing rates or adjusting their policies, which often leads to overpaying. Here [...]
09/01/2010 08:05 AM

Born Again DINKS
I learned from the comments on our post DINKS: Smart or Selfish? that many of our DINKS readers are Born Again DINKS.  They are parents who have adult children whom have moved out of their home; the parents now live in a dual income no kids (at home) relationship…again.  Born Again Dinks are referred to in [...]
08/31/2010 07:22 AM

Time Management Skills = Finance Skills
One thing I have noticed about successful people, or just people who have their finances in order, is that they usually have great time management skills. They know how to prioritize and get things done that need to get done. They also do whatever they can to avoid “wasted” time. I’m a planner. I like to [...]
08/30/2010 06:10 AM

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